:root{
  /* extracted from your logo image */
  --navy: #0E223C;     /* deep navy */
  --navy2:#162A45;     /* secondary navy */
  --blue: #2575B1;     /* umbrella blue */
  --teal: #2E6854;     /* umbrella teal */
  --green:#72A163;     /* umbrella green */

  --bg:   #F4F7FB;
  --card: #FFFFFF;
  --border:#E6EBF2;
  --muted:#6B7280;
}

*{
  margin:0;
  padding:0;
  box-sizing:border-box;
  font-family:'Urbanist', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
}

body{
  background:#fff;
  color:var(--navy);
  -webkit-font-smoothing: antialiased;
}

/* Header */
.header{
  padding:18px 40px;
  border-bottom:1px solid var(--border);
  background:#fff;
}

.brand{
  display:flex;
  align-items:center;
  gap:12px;
}

.brand-logo{
  height:38px;
  width:auto;
}

.brand-name{
  font-size:18px;
  font-weight:800;
  letter-spacing:-0.3px;
  color:var(--navy2);
}

/* Hero */
.hero{
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 45%, var(--green) 100%);
  color:#fff;
  padding:86px 20px 96px;
  text-align:center;
}

.hero-inner{
  max-width: 980px;
  margin: 0 auto;
}

.hero h1{
  font-size:44px;
  font-weight:900;
  letter-spacing:-0.8px;
  margin-bottom:12px;
}

.hero p{
  font-size:18px;
  font-weight:500;
  opacity:0.95;
}

/* Tiles (ONE LINE ALWAYS) */
.tiles-section{
  max-width: 1220px;
  margin: -64px auto 84px;
  padding: 0 20px;
  position: relative;
}

/* one-line horizontal row */
.tiles-row{
  display:flex;
  gap:22px;
  justify-content:center;
  overflow-x:auto;
  padding: 0 8px 10px;
  scroll-snap-type:x mandatory;
  scrollbar-width:none;
}
.tiles-row::-webkit-scrollbar{ display:none; }

/* subtle fade edge */
.tiles-section::after{
  content:'';
  position:absolute;
  right:20px;
  top:0;
  height:180px;
  width:70px;
  pointer-events:none;
  background: linear-gradient(to left, #ffffff 15%, rgba(255,255,255,0));
}

/* Tile */
.tile{
  flex: 0 0 260px;
  scroll-snap-align:center;
  text-decoration:none;
  color:inherit;

  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 34px 22px;
  text-align:center;
  transition: all 0.25s ease;
  box-shadow: 0 10px 22px rgba(15,34,60,0.06);
}

.tile:hover{
  transform: translateY(-8px);
  border-color: rgba(37,117,177,0.35);
  box-shadow: 0 18px 42px rgba(37,117,177,0.18);
}

/* SVG icon tint (match logo blue) */
.tile-icon img{
  width:40px;
  height:40px;
  margin-bottom:14px;
  filter: invert(31%) sepia(92%) saturate(2100%) hue-rotate(187deg) brightness(95%) contrast(95%);
}

.tile h3{
  font-size:18px;
  font-weight:800;
  letter-spacing:-0.35px;
  white-space: nowrap;   /* titles stay in one line */
}

.tile span{
  display:block;
  margin-top:6px;
  font-size:14px;
  font-weight:500;
  color:var(--muted);
}

/* Trust */
.trust{
  background: var(--bg);
  padding: 78px 20px;
  text-align:center;
  border-top: 1px solid rgba(230,235,242,0.7);
}

.trust h2{
  font-size:28px;
  font-weight:900;
  letter-spacing:-0.5px;
  margin-bottom: 26px;
  color: var(--navy2);
}

/* Carousel */
.carousel-wrapper{ overflow:hidden; }
.carousel-track{
  display:flex;
  gap:22px;
  animation: scroll 18s linear infinite;
}

.carousel-item{
  min-width: 190px;
  background:#fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 14px 18px;
  display:flex;
  align-items:center;
  justify-content:center;
  box-shadow: 0 10px 22px rgba(15,34,60,0.06);
}

.provider-badge{
  font-weight:900;
  letter-spacing:-0.2px;
  color: var(--navy);
}

/* scroll */
@keyframes scroll{
  from{ transform:translateX(0); }
  to{ transform:translateX(-50%); }
}

/* Disclaimer */
.disclaimer{
  max-width: 1100px;
  margin: 0 auto;
  padding: 42px 20px;
  font-size: 12px;
  line-height: 1.75;
  color: var(--muted);
  text-align:center;
}

/* Footer */
.site-footer{
  border-top:1px solid var(--border);
  background:#fff;
  padding: 22px 20px;
}

.footer-inner{
  max-width: 1220px;
  margin: 0 auto;
  display:flex;
  justify-content:space-between;
  align-items:center;
  flex-wrap:wrap;
  gap:10px;
  font-size:13px;
  color: var(--muted);
}

.footer-links a{
  color: var(--muted);
  text-decoration:none;
  font-weight:600;
}
.footer-links a:hover{
  color: var(--blue);
  text-decoration:underline;
}
.footer-links span{ margin: 0 8px; }

/* Responsive */
@media (max-width: 768px){
  .header{ padding: 16px 18px; }
  .hero h1{ font-size: 32px; }
  .tiles-section::after{ right: 10px; }
  .footer-inner{ flex-direction:column; text-align:center; }
}